{"id":3037,"date":"2022-12-12T00:35:41","date_gmt":"2022-12-11T15:35:41","guid":{"rendered":"https:\/\/haruheal.com\/?p=3037"},"modified":"2023-03-16T14:29:12","modified_gmt":"2023-03-16T05:29:12","slug":"%ec%a0%84%ec%84%b8%ed%87%b4%ea%b1%b0%ec%9e%90%ea%b8%88%eb%8c%80%ec%b6%9c","status":"publish","type":"post","link":"https:\/\/haruheal.com\/news\/3037","title":{"rendered":"\uc804\uc138\ud1f4\uac70\uc790\uae08\ub300\ucd9c"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"510\" src=\"https:\/\/haruheal.com\/wp-content\/uploads\/2022\/12\/image-106-1024x510.png\" alt=\"\uc804\uc138\ud1f4\uac70\uc790\uae08\ub300\ucd9c\" class=\"wp-image-3041\" srcset=\"https:\/\/haruheal.com\/wp-content\/uploads\/2022\/12\/image-106-1024x510.png 1024w, https:\/\/haruheal.com\/wp-content\/uploads\/2022\/12\/image-106-300x149.png 300w, https:\/\/haruheal.com\/wp-content\/uploads\/2022\/12\/image-106-768x383.png 768w, https:\/\/haruheal.com\/wp-content\/uploads\/2022\/12\/image-106.png 1178w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<script async=\"\" src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7497080104188166\" crossorigin=\"anonymous\"><\/script>\n<!-- \ub514\uc2a4\ud50c\ub808\uc774 \ubc18\uc751\ud615 \uad11\uace0 -->\n<ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-7497080104188166\" data-ad-slot=\"8126404438\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\uc804\uc138 \uc138\uc785\uc790\uc640 \uc804\uc138 \uacc4\uc57d\uc774 \ub9cc\ub8cc\ub418\uc5b4<br>\uc804\uc138\ubcf4\uc99d\uae08\uc744 \ub0b4\uc8fc\uc5b4\uc57c \ud560 \ub54c,<br>\ub3cc\ub824\uc904 \ub3c8\uc774 \uc5c6\ub294 \uacbd\uc6b0 \ud65c\uc6a9 \uac00\ub2a5\ud55c \ub300\ucd9c\uc785\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"has-text-align-center has-pale-ocean-gradient-background has-background has-medium-font-size wp-block-heading\"><strong>\uc804\uc138\ud1f4\uac70\uc790\uae08\ub300\ucd9c\uc774\ub780?<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\uc804\uc138 \uc138\uc785\uc790\uc640 \uc804\uc138\uacc4\uc57d\uc774 \ub9cc\ub8cc\ub418\uc5b4 \uc804\uc138\ubcf4\uc99d\uae08\uc744 \ub0b4\uc5b4 \uc8fc\uc5b4\uc57c \ud560 \ub54c, \ub3cc\ub824\uc904 \ub3c8\uc774 \uc5c6\ub294 \uacbd\uc6b0 \ud65c\uc6a9\uac00\ub2a5\ud55c \ub300\ucd9c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ucc38\uace0\ub85c \uc804\uc138 \ud1f4\uac70 \uc790\uae08 \ub300\ucd9c(=\uc804\uc138\uae08 \ubc18\ud658 \ub300\ucd9c)\uc740 \uc0dd\ud65c\uc548\uc815\uc790\uae08 \ub300\ucd9c\uc5d0\uc11c \ud30c\uc0dd\ub418\uc5b4 \ub098\uc628 \ub300\ucd9c \uc0c1\ud488\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub2e4\ub9cc, \uc0dd\ud65c\uc548\uc815\uc790\uae08 \ub300\ucd9c\uc740&nbsp;\uc9c0\uc5ed\ubcc4 LTV \ud55c\ub3c4&nbsp;\ub0b4\uc5d0\uc11c \ub9e4\ub144 2\uc5b5 \uc6d0\uc744 \ube4c\ub9b4 \uc218 \uc788\uc9c0\ub9cc (\uc9c0\uc5ed\ubcc4 LTV \ud55c\ub3c4: \ud22c\uae30\uacfc\uc5f4\uc9c0\uc5ed 50% \/ \uc870\uc815\uc9c0\uc5ed 60% \/ \ube44\uc870\uc815\uc9c0\uc5ed 70%)<\/p>\n\n\n\n<p>\uc804\uc138 \ud1f4\uac70 \uc790\uae08\uc740 \uc138\uc785\uc790\ub97c \ubcf4\ud638\ud558\uae30 \uc704\ud558\uc5ec \uc0dd\ud65c\uc548\uc815\uc790\uae08 \ub300\ucd9c\ud55c\ub3c4\uc778 2\uc5b5 \uc6d0 \ubcf4\ub2e4\ub294 \ud55c\ub3c4\uac00 \ub192\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc77c\ubd80 \uc608\uc678\uc801\uc778 \ucf00\uc774\uc2a4\ub97c \uc81c\uc678\ud558\uace0\ub294 \uc804\uc138\uae08 \uc804\ubd80 \ub300\ucd9c\uc774 \uac00\ub2a5\ud558\ub2e4\ub294 \uc758\ubbf8\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc77c\ubd80 \uc608\uc678\uc801\uc778 \ucf00\uc774\uc2a4\ub294 \uc544\ub798\uc5d0\uc11c \uc124\uba85\ub4dc\ub9b4\uac8c\uc694^^<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"818\" height=\"415\" src=\"https:\/\/haruheal.com\/wp-content\/uploads\/2022\/12\/image-104.png\" alt=\"\" class=\"wp-image-3038\" srcset=\"https:\/\/haruheal.com\/wp-content\/uploads\/2022\/12\/image-104.png 818w, https:\/\/haruheal.com\/wp-content\/uploads\/2022\/12\/image-104-300x152.png 300w, https:\/\/haruheal.com\/wp-content\/uploads\/2022\/12\/image-104-768x390.png 768w\" sizes=\"(max-width: 818px) 100vw, 818px\" \/><\/figure>\n\n\n\n<div style=\"height:28px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"has-text-align-center has-pale-ocean-gradient-background has-background has-medium-font-size wp-block-heading\">\uc804\uc138\ud1f4\uac70\uc790\uae08 \ub300\ucd9c \ud544\uc694\uc11c\ub958<\/h2>\n\n\n\n<p>\uc740\ud589\uc774\ub098 \ubcf4\ud5d8\uc0ac\uc5d0\uc11c \ub300\ucd9c\ub2f4\ub2f9\uc790\ubd84\uc774 \uc548\ub0b4\ud574\uc8fc\uc2dc\ub294 \uc11c\ub958\ub97c \uc900\ube44\ud558\uc2dc\uba74 \ub418\ub294\ub370\uc694,<\/p>\n\n\n\n<p>\ubcf4\ud1b5 \ud544\uc694\ud55c \uc11c\ub958\ub294 \uc544\ub798\uc640 \uac19\uc2b5\ub2c8\ub2e4<\/p>\n\n\n\n<p>(\uae08\uc735\uc0ac\ub9c8\ub2e4 \ub2e4\uc18c \ucc28\uc774\uac00 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.)<\/p>\n\n\n\n<div style=\"height:18px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f0f0f0\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><em>\uc778\uac10\uc99d\uba85\uc11c 2\ud1b5<\/em><\/p>\n\n\n\n<p><em>\uc8fc\ubbfc\ub4f1\ub85d\ub4f1\ubcf8 1\ud1b5<\/em><\/p>\n\n\n\n<p><em>\uc8fc\ubbfc\ub4f1\ub85d \ucd08\ubcf8 1\ud1b5(\ucd5c\uadfc \uc8fc\uc18c \ubcc0\ub3d9 \ud3ec\ud568-\uc804\uccb4 \uc774\ub825)<\/em><\/p>\n\n\n\n<p><em>\uc804\uc785\uc138\ub300 \uc5f4\ub78c 1\ud1b5(\ub300\ucd9c\ubc1b\ub294 \uc9d1)<\/em><\/p>\n\n\n\n<p><em>\uac00\uc871\uad00\uacc4 \uc99d\uba85\uc11c<\/em><\/p>\n\n\n\n<p><em>\uac74\uac15\ubcf4\ud5d8\uc790\uaca9\ub4dd\uc2e4 \ud655\uc778\uc11c(\uc804\uccb4 \ub0b4\uc5ed)<\/em><\/p>\n\n\n\n<p><em>\uc2e0\ubd84\uc99d<\/em><\/p>\n\n\n\n<p><em>\ud1b5\uc7a5\uc0ac\ubcf8(\uc790\ub3d9\uc774\uccb4\uc6a9)<\/em><\/p>\n\n\n\n<p><em>\uc778\uac10\ub3c4\uc7a5<\/em><\/p>\n\n\n\n<p><em>\ub4f1\uae30\uad8c\ub9ac\uc99d<\/em><\/p>\n\n\n\n<p><em>\uc784\ub300\ucc28\uacc4\uc57d\uc11c<\/em><\/p>\n\n\n\n<p><em>\ucd5c\uadfc 2\ub144 \uadfc\ub85c\uc18c\ub4dd\uc6d0\ucc9c\uc9d5\uc218 \uc601\uc218\uc99d<\/em><\/p>\n<\/div><\/div>\n\n\n\n<div style=\"height:31px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"810\" height=\"434\" src=\"https:\/\/haruheal.com\/wp-content\/uploads\/2022\/12\/image-105.png\" alt=\"\" class=\"wp-image-3039\" srcset=\"https:\/\/haruheal.com\/wp-content\/uploads\/2022\/12\/image-105.png 810w, https:\/\/haruheal.com\/wp-content\/uploads\/2022\/12\/image-105-300x161.png 300w, https:\/\/haruheal.com\/wp-content\/uploads\/2022\/12\/image-105-768x411.png 768w\" sizes=\"(max-width: 810px) 100vw, 810px\" \/><\/figure>\n\n\n\n<script async=\"\" src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7497080104188166\" crossorigin=\"anonymous\"><\/script>\n<!-- \ub514\uc2a4\ud50c\ub808\uc774 \ubc18\uc751\ud615 \uad11\uace0 -->\n<ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-7497080104188166\" data-ad-slot=\"8126404438\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"has-text-align-center has-pale-ocean-gradient-background has-background has-medium-font-size wp-block-heading\">\uc804\uc138\ud1f4\uac70\uc790\uae08\ub300\ucd9c \ud55c\ub3c4<\/h2>\n\n\n\n<p>\uc740\ud589, \ubcf4\ud5d8\uc0ac \ub4f1 \uae08\uc735\ud68c\uc0ac\uc5d0\uc11c\ub294 \uacc4\uc57d\uc11c\uc0c1\uc758 \uc138\uc785\uc790 \uc804\uc138\ubcf4\uc99d\uae08 \ub610\ub294 \ud574\ub2f9 \uc8fc\ud0dd\uc758 LTV \uae08\uc561 \uc911\uc5d0\uc11c \ub0ae\uc740 \uae08\uc561\uc744 \uae30\uc900\uc73c\ub85c \ub300\ucd9c\uae08\uc744 \ub0b4\uc5b4\uc8fc\uac8c \ub429\ub2c8\ub2e4<\/p>\n\n\n\n<p><em>\uc608\ub97c \ub4e4\uc5b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/em><\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-background-color-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><em>Q.<\/em> <em>\ube44\uc870\uc815\uc9c0\uc5ed\uc5d0 KB\uc2dc\uc138 \uae30\uc900 7\uc5b5 \uc6d0\uc5d0 \ud574\ub2f9\ud558\ub294 1 \uc8fc\ud0dd\uc744 \ubcf4\uc720\ud55c \ud64d\uae38\ub3d9\uc758 \uacbd\uc6b0, <\/em><\/p>\n\n\n\n<p>    <em>\uae30\uc874 \uc804\uc138\uae08 4\uc5b5\uc744 \ubc18\ud658\ud574\uc57c \ud569\ub2c8\ub2e4.&nbsp;\uc5bc\ub9c8\uae4c\uc9c0 \uc804\uc138\uae08 \ubc18\ud658 \ub300\ucd9c\uc774 \uac00\ub2a5\ud560\uae4c\uc694?<\/em><\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-group has-background-color-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><em>A.<\/em><\/p>\n\n\n\n<p><em>\ube44\uc870\uc815\uc9c0\uc5ed, 1 \uc8fc\ud0dd\uc778 \uacbd\uc6b0 KB\uc2dc\uc138 70%\uae4c\uc9c0 \uac00\ub2a5\ud569\ub2c8\ub2e4. (\ube44\uc870\uc815\uc9c0\uc5ed LTV: 70%)<\/em> <em>\uc989, 4\uc5b5 9\ucc9c\uae4c\uc9c0 \ub300\ucd9c\uc744 \ubc1b\uc744 \uc218 \uc788\uc73c\ubbc0\ub85c \uae30\uc874 \uc804\uc138\uae08\uc778 4\uc5b5 \ubc18\ud658\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/em><\/p>\n\n\n\n<p><em>\ubb3c\ub860,<\/em> <em>\uc5ec\uae30\uc11c \uc9d1\uc8fc\uc778\uc778 \ud64d\uae38\ub3d9\uc758 DSR\uc740 \uace0\ub824\ud558\uc9c0 \uc54a\uc558\uc73c\ub2c8<\/em> <em>\uc5f0\uc18c\ub4dd \ubc0f \uae30\uc874 \ub300\ucd9c \uc5ec\ubd80(\uc2e0\uc6a9\ub300\ucd9c \ub4f1)\ub97c \ud655\uc778\ud558\uc154\uc11c DSR\uc744 \uacc4\uc0b0\ud558\uc154\uc57c \ud558\uba70,<\/em> <em>1 \uae08\uc735 \uc740\ud589\uc758 \uacbd\uc6b0 \ubcf4\ud1b5 4\uc5b5\uae4c\uc9c0\ub9cc \ub300\ucd9c\uc774 \uac00\ub2a5\ud55c\ub370<\/em> <em>2 \uae08\uc735 \ubcf4\ud5d8\uc0ac\uc5d0\uc11c\ub294 4\uc5b5 9\ucc9c\uae4c\uc9c0 \uac00\ub2a5\ud55c \uacbd\uc6b0\ub3c4 \uc788\uc73c\ub2c8 \ucc38\uace0\ud558\uc2ed\uc2dc\uc624.<\/em><\/p>\n\n\n\n<p><em>(\uae08\uc735\uc0ac\ub9c8\ub2e4 \ub300\ucd9c \uc815\ucc45\uc774 \uc57d\uac04\uc529 \ub2ec\ub77c\uc694^^)<\/em><\/p>\n\n\n\n<p>\uadf8\ub9ac\uace0 \uaddc\uc81c\uc9c0\uc5ed(\ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c, \uc870\uc815\ub300\uc0c1\uc9c0\uc5ed)\uc5d0\uc11c\ub294 1 \uc8fc\ud0dd\uc790\uc778 \uacbd\uc6b0\uc5d0 \ud55c\ud574\uc11c\ub9cc \uc804\uc138 \ud1f4\uac70 \uc790\uae08 \ub300\ucd9c \uc2e4\ud589\uc774 \uac00\ub2a5\ud558\uba70, 2 \uc8fc\ud0dd\uc790\ub294 \ub300\ucd9c\uc2e4\ud589\uc77c\uae4c\uc9c0 \ub450 \ucc44 \uc911 \ud55c \ucc44\ub97c \ub9e4\ub3c4\ud558\uac70\ub098 \ub9e4\ub3c4\ud558\uc9c0 \uc54a\uc558\ub2e4\uba74 \ube60\ub978 \uae30\uac04 \ub0b4\uc5d0 \ub9e4\ub3c4\ud558\uc154\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/div><\/div>\n\n\n\n<div style=\"height:12px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/blog.kakaocdn.net\/dn\/6tI8H\/btrRuoV1E9p\/ubq5h02rT3TTtge5gyZenk\/img.jpg\" alt=\"\uc804\uc138\ud1f4\uac70\uc790\uae08\ub300\ucd9c\"\/><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"has-text-align-center has-pale-ocean-gradient-background has-background has-medium-font-size wp-block-heading\">\uc804\uc138\uae08\ubc18\ud658\ub300\ucd9c\uc774 \ubd88\uac00\ub2a5\ud55c \uacbd\uc6b0 &amp; \uc8fc\uc758\ud574\uc57c \ud560 \uc810<\/h2>\n\n\n\n<p>\ub2e4\uc8fc\ud0dd\uc790\ub294 \uc870\uc815\uc9c0\uc5ed \ubc0f \ud22c\uae30\uacfc\uc5f4\uc9c0\uc5ed\uc5d0\uc11c\ub294 \uc804\uc138 \ud1f4\uac70 \uc790\uae08 \ub300\ucd9c\uc774 \ubd88\uac00\ub2a5\ud569\ub2c8\ub2e4. \ub2e4\ub9cc, \ub2e4\uc8fc\ud0dd\uc790\ub294 \ub9e4\ub144 LTV \ud55c\ub3c4 \ub0b4\uc5d0\uc11c \ucd5c\ub300 2\uc5b5 \uc6d0\uae4c\uc9c0 \uc0dd\ud65c\uc548\uc815\uc790\uae08 \ub300\ucd9c\uc774 \uac00\ub2a5\ud558\ubbc0\ub85c \uc774 \uc810 \ucc38\uace0\ud558\uc2dc\uc5b4 \ubc18\ud658 \uacc4\ud68d\uc744 \ud558\uc2dc\uba74 \ub420 \uac83 \uac19\ub124\uc694<\/p>\n\n\n\n<p><em>\uadf8\ub9ac\uace0 \uc870\uc815\uc9c0\uc5ed \ubc0f \ud22c\uae30\uacfc\uc5f4\uc9c0\uc5ed\uc5d0\uc11c<\/em> <em>KB\uc2dc\uc138 9\uc5b5 \uc6d0\uc744 \ucd08\uacfc\ud55c \uc8fc\ud0dd\uc5d0 \ub300\ud574 \uc804\uc138\uae08 \ubc18\ud658 \ub300\ucd9c\uc744 \ubc1b\uc73c\uc2dc\ub294 \uacbd\uc6b0,<\/em> <em>3\uac1c\uc6d4 \uc774\ub0b4\uc5d0 \ud574\ub2f9 \uc8fc\ud0dd\uc5d0 \uc804\uc785\uc2e0\uace0\ub97c \ud558\uc154\uc57c \ud569\ub2c8\ub2e4.<\/em><\/p>\n\n\n\n<p><em>\ub9cc\uc57d 3\uac1c\uc6d4 \uc774\ub0b4\uc5d0 \uc804\uc785\uc2e0\uace0\ud558\uc9c0 \uc54a\uc740 \uacbd\uc6b0,<\/em> <em>\uae30\uc874\uc5d0 \uc2e4\ud589\ud55c \uc804\uc138\uae08 \ubc18\ud658 \ub300\ucd9c\uc740 \ubaa8\ub450 \ud68c\uc218\ub418\uba70<\/em> <em>3\ub144 \ub3d9\uc548 \uae08\uc735\uad8c\uc5d0\uc11c \ubaa8\ub4e0 \ub300\ucd9c\uc744 \ubc1b\uc73c\uc2e4 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4<\/em><\/p>\n\n\n\n<div style=\"height:7px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/blog.kakaocdn.net\/dn\/Lxaly\/btrRvb28zHY\/Q6w01XaiS8oCSP39RW6ws0\/img.jpg\" alt=\"\uc804\uc138\ud1f4\uac70\ub300\ucd9c\"\/><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"has-text-align-center has-pale-ocean-gradient-background has-background has-medium-font-size wp-block-heading\">\uae30\ud0c0 \uc0ac\ud56d<\/h2>\n\n\n\n<p>\ube44\uaddc\uc81c \uc9c0\uc5ed\uc5d0\uc11c\ub294 \uc804\uc138\ubcf4\uc99d\uae08 \ubc18\ud658 \ub300\ucd9c\uc774 1\uc8fc\ud0dd\uc790\uc758 \uacbd\uc6b0 LTV 70%, \ub2e4\uc8fc\ud0dd\uc790\uc758 \uacbd\uc6b0 LTV 60%\uae4c\uc9c0 \ub098\uc635\ub2c8\ub2e4. (\ubb3c\ub860, \ucc28\uc8fc\uc758 DSR\uc744 \uace0\ub824\ud558\uc154\uc57c \ud569\ub2c8\ub2e4.)<\/p>\n\n\n\n<p>\uadf8\ub9ac\uace0 \ubcf4\uae08\uc790\ub9ac\ub860\uacfc \uc801\uaca9\ub300\ucd9c\ub85c\ub3c4 \uc804\uc138\ubcf4\uc99d\uae08 \ubc18\ud658\ub300\ucd9c\uc774 \uac00\ub2a5\ud558\ub2c8 \uc774 \uc810 \ucc38\uace0\ud558\uc138\uc694.<\/p>\n\n\n\n<p><strong>\u203b<\/strong> <strong>\uc804\uc138 \ud1f4\uac70 \uc790\uae08 \ub300\ucd9c\uc5d0\uc11c \uacf5\ud1b5\uc801\uc73c\ub85c \uc801\uc6a9\ub418\ub294 \uc810\uc778\ub370\uc694<\/strong>. <strong>\uc804\uc138 \ud1f4\uac70 \uc790\uae08 \ub300\ucd9c\uc744 \ubc1b\uc73c\uc2dc\uace0 \ub09c \ud6c4<\/strong> <strong>\ucd94\uac00\ub85c \uc8fc\ud0dd\uc744 \uad6c\ub9e4\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.&nbsp;<\/strong><\/p>\n\n\n\n<p>\uc55e\uc5d0\uc11c \ub9d0\uc500\ub4dc\ub9b0 \ub300\ub85c \uc804\uc138\uc790\uae08 \ub300\ucd9c\uc740 \uc0dd\ud65c\uc548\uc815\uc790\uae08 \ub300\ucd9c\uc5d0\uc11c \ud30c\uc0dd\ub418\uc5b4 \ub098\uc628 \ub300\ucd9c\uc774\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub300\ucd9c \uacc4\uc57d\uc11c \uc791\uc131 \uc2dc,&nbsp;\ucd94\uac00 \uc8fc\ud0dd\uad6c\uc785 \uae08\uc9c0\ub77c\ub294 \ud56d\ubaa9\uc5d0 \uc11c\uc57d\ud558\uc154\uc57c \ud558\ub294\ub370\uc694. <\/p>\n\n\n\n<p>\uc5ec\uae30\uc11c \uc8fc\uc758\ud558\uc154\uc57c \ud560 \uc810\uc740<\/p>\n\n\n\n<p>\ub300\ucd9c\uc744 \uc2e4\ud589\ud558\ub294 \ucc28\uc8fc\ubfd0\ub9cc \uc544\ub2c8\ub77c&nbsp;\uac19\uc740 \ub4f1\ubcf8\uc5d0 \uc788\ub294 \uc9c1\uacc4\uc874\uc18d, \uc9c1\uacc4\ube44\uc18d \ub610\ud55c \uc8fc\ud0dd\uc744 \uad6c\uc785\ud558\uc2dc\uba74 \uc548 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc804\uc138\uc790\uae08 \ud1f4\uac70 \ub300\ucd9c \uc0c1\ud658 \uc804\uae4c\uc9c0 \ubb34\uc870\uac74 \ucd94\uac00 \uc8fc\ud0dd \uad6c\ub9e4\ud558\uc2dc\uba74 \uc548 \ub429\ub2c8\ub2e4. \ub9e4\uc6b0 \uc911\uc694\ud55c \uc0ac\ud56d\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<script async=\"\" src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7497080104188166\" crossorigin=\"anonymous\"><\/script>\n<!-- \ub514\uc2a4\ud50c\ub808\uc774 \ubc18\uc751\ud615 \uad11\uace0 -->\n<ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-7497080104188166\" data-ad-slot=\"8126404438\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"wp-block-group has-background-color-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p><em>\uc694\uc57d\ud558\uc790\uba74,<\/em><br><em>\uc804\uc138 \ud1f4\uac70 \uc790\uae08 \ub300\ucd9c\uc740<\/em> <em>\ubb34\uc8fc\ud0dd\/1 \uc8fc\ud0dd\uc790\ub294 \uaddc\uc81c \uc5ec\ubd80 \uad00\uacc4\uc5c6\uc774 \ubaa8\ub4e0 \uc9c0\uc5ed\uc5d0\uc11c \ub300\ucd9c \uac00\ub2a5<\/em><br><em>\ub2e4\uc8fc\ud0dd\uc790\ub294 \ube44\uaddc\uc81c \uc9c0\uc5ed\uc740 \uac00\ub2a5, \uaddc\uc81c\uc9c0\uc5ed\uc740 \ubd88\uac00\ub2a5<\/em><br><em>(\ub2e8, \ub2e4\uc8fc\ud0dd\uc790\uac00 \ub2e4\uc8fc\ud0dd \ub9e4\ub3c4 \ud6c4 1 \uc8fc\ud0dd\uc73c\ub85c \uc804\ud658\ud558\ub294 \uacbd\uc6b0\uc5d4 \ub300\ucd9c \ub098\uc634&nbsp;<\/em><br><em>\ud639\uc740 \ub9e4\ub144 2\uc5b5 \uc6d0 \ud55c\ub3c4\ub85c \uc0dd\ud65c\uc548\uc815\uc790\uae08 \ub300\ucd9c \uac00\ub2a5)<\/em><br><em>\uadf8\ub9ac\uace0 \uc8fc\ud0dd \uc5ec\ubd80\uc640 \uc0c1\uad00\uc5c6\uc774 \ucc28\uc8fc\uc758 DSR\uc744 \uace0\ub824\ud558\uc154\uc57c \ud569\ub2c8\ub2e4.<\/em><br><em>\uc5f0\uc18c\ub4dd\uc774 \uc801\uc73c\uc2e0 \ubd84\ub4e4\uc740 \ub300\ucd9c\uc774 \ub9ce\uc774 \uc548 \ub098\uc624\uc2e4 \uc218 \uc788\uc5b4\uc694.<\/em><\/p>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div style=\"height:38px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"has-text-align-center has-pale-ocean-gradient-background has-background has-medium-font-size wp-block-heading\">\ud2b9\ub840\ubcf4\uae08\uc790\ub9ac\ub860<\/h2>\n\n\n\n<p>\ud2b9\ub840\ubcf4\uae08\uc790\ub9ac\ub860\uc740 \uc804\uc138\ud1f4\uac70\uc790\uae08\ub300\ucd9c \uc6a9\ub3c4, \uc989 \uc804\uc138\uc790\uae08 \ubc18\ud658 \uc6a9\ub3c4\ub85c\ub3c4 \uc0ac\uc6a9\uac00\ub2a5\ud558\ub2e4\ub294\ub370, \uc7a5\uc810 \ubc0f \ud2b9\uc9d5 \ub4f1\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" style=\"font-size:17px\">\uc7a5\uc810<\/h4>\n\n\n\n<p>\uae30\uc874\uc5d0 \ubd84\uc0b0\ub418\uc5c8\ub358 \ubaa8\uae30\uc9c0\ub860\uc744 &#8216;\ud2b9\ub840\ubcf4\uae08\uc790\ub9ac\ub860&#8217;\uc73c\ub85c \ud1b5\ud569\ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><em>\ubcf4\uae08\uc790\ub9ac\ub860 + \uc548\uc2ec\uc804\ud658\ub300\ucd9c + \uc801\uaca9\ub300\ucd9c<\/em><\/p>\n\n\n\n<p>\uadf8\ub9ac\uace0 \uc138\uac00\uc9c0 \uc0c1\ud488\uc758 \uc7a5\uc810\uc744 \uc798 \uace0\ub824\ud558\uc5ec \ud2b9\ub840\ubcf4\uae08\uc790\ub9ac\ub860\uc774 \uc9dc\uc5ec\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" style=\"font-size:17px\">\uad6c\uccb4\uc801 \ud2b9\uc9d5 6\uac00\uc9c0<\/h4>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"841\" height=\"398\" src=\"https:\/\/haruheal.com\/wp-content\/uploads\/2023\/03\/image-73.png\" alt=\"\" class=\"wp-image-4837\" srcset=\"https:\/\/haruheal.com\/wp-content\/uploads\/2023\/03\/image-73.png 841w, https:\/\/haruheal.com\/wp-content\/uploads\/2023\/03\/image-73-300x142.png 300w, https:\/\/haruheal.com\/wp-content\/uploads\/2023\/03\/image-73-768x363.png 768w\" sizes=\"(max-width: 841px) 100vw, 841px\" \/><\/figure>\n\n\n\n<script async=\"\" src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7497080104188166\" crossorigin=\"anonymous\"><\/script>\n<!-- \ub514\uc2a4\ud50c\ub808\uc774 \ubc18\uc751\ud615 \uad11\uace0 -->\n<ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-7497080104188166\" data-ad-slot=\"8126404438\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n\n\n\n<p id=\"SE-bfe3e5cb-6c61-42c4-a911-f9063ae192bd\">1) \uc18c\ub4dd\uc694\uac74\uc774 \uc5c6\ub2e4.<\/p>\n\n\n\n<p id=\"SE-577e71fc-00c1-4305-a9fa-6d9586469a43\">\u200b<\/p>\n\n\n\n<p id=\"SE-be9f73a5-80a6-49ab-b190-3537646cd81b\">\uae08\uc735\uc704\uc6d0\ud68c \ubcf4\ub3c4\uc790\ub8cc\ub97c \ucea1\uccd0\ud55c \uc704\uc758 \uc790\ub8cc\ub97c \ubcf4\uba74 \uc18c\ub4dd\ud55c\ub3c4\uac00 \uc5c6\uc5b4\uc84c\ub2e4. \ubcf4\uae08\uc790\ub9ac\ub860\uc744 \ubc1b\uae30 \uc704\ud574\uc120 \ubd80\ubd80\ud569\uc0b0 \uc5f0\uac04\uc18c\ub4dd 7\ucc9c\ub9cc\uc6d0 \uc774\ud558\ub77c\ub294 \uc694\uac74\uc744 \ucda9\uc871\ud574\uc57c \ud588\ub294\ub370, \uc774 \ubd80\ubd84\uc774 \uc0ac\ub77c\uc9c4 \uac83\uc774\ub2e4. \ud63c\uc790\uc11c\ub3c4 \uc544\ub2c8\uace0 \ub9de\ubc8c\uc774 \ubd80\ubd80 \uc138\uc804\uc18c\ub4dd 7\ucc9c\ub9cc\uc6d0 \ucd08\uacfc\ud558\ub294 \ubd84\ub4e4\uc774 \uc758\uc678\ub85c \ub9ce\uc544 \ud070 \uc7a5\ubcbd\uc774\uc5c8\ub294\ub370, \ud2b9\ub840\ubcf4\uae09\uc790\ub9ac\ub860\uc740 \uc774\ub97c \ubc18\uc601\ud558\uc5ec \ub300\ucd9c\ub300\uc0c1\uc790\ub97c \ud3ed\ub113\uac8c \ub113\ud614\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-91f00c96-d516-464c-9fa2-c4d98dc6cb59\">\u200b<\/p>\n\n\n\n<p id=\"SE-b9bae8ef-9231-4479-b7fc-256f8c25d177\">2) \ub300\uc0c1\uc8fc\ud0dd 9\uc5b5\uc6d0 \uc774\ud558<\/p>\n\n\n\n<p id=\"SE-546aca5e-37f5-4e53-b6f6-ca9e122fe9da\">\u200b<\/p>\n\n\n\n<p id=\"SE-ed2d634c-c179-426d-9538-899ee45ef046\">\ub2f4\ubcf4\ub85c \uc7a1\uc744 \ub300\uc0c1\uc8fc\ud0dd\uac00\uaca9\ub3c4 \ubb38\uc81c\uac70\ub9ac\uc600\ub294\ub370\uc694. \ubcf4\uae08\uc790\ub9ac\ub860\uc740 \ucd5c\ub300 6\uc5b5\uc6d0\uae4c\uc9c0 \uc0c1\ud5a5\ub418\uc5c8\ub294\ub370, \uc8fc\ud0dd\uc2dc\uc7a5\uc774 \uc88b\uc558\ub358 2021\ub144 \uc0c1\ubc18\uae30\ub9cc\ud574\ub3c4 \uc544\ud30c\ud2b8 \ud3c9\uade0\uac00\uaca9\uc774 \ucd5c\ucd08\ub85c 11\uc5b5\uc6d0\uc744 \ub118\uc5b4\uc11c\uae30\ub3c4 \ud558\uc600\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud604\uc2e4 \ubc18\uc601 \ubb38\uc81c\uac00 \uc788\uc5c8\ub294\ub370, \ucd5c\ub300 9\uc5b5\uc6d0\uc73c\ub85c \uc0c1\ud5a5\uc870\uc815\ub41c \uac83\uc740 \ub9e4\uc6b0 \uae0d\uc815\uc801\uc774\ub77c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-650a976d-dba5-419b-9d39-6e2b65effa20\">\u200b<\/p>\n\n\n\n<p id=\"SE-bf97e66d-fcca-4039-a509-f4a63380b7df\">3) \ub300\ucd9c\ud55c\ub3c4 \ucd5c\ub300 5\uc5b5\uc6d0<\/p>\n\n\n\n<p id=\"SE-842333d8-8eef-488b-acfb-388a2054893a\">\u200b<\/p>\n\n\n\n<p id=\"SE-8b523114-61fb-410c-a5b3-6345d54d111f\">\ub300\uc0c1\uc8fc\ud0dd \uac00\uaca9 \ubc94\uc704\uac00 \uc0c1\ud5a5\ub418\uc5c8\uc73c\ub2c8 \uc790\uc5f0\uc2a4\ub808 \ub300\ucd9c\ud55c\ub3c4\ub3c4 5\uc5b5\uc6d0\uc73c\ub85c \uacb0\uc815\ub418\uc5c8\ub294\ub370\uc694. \ubb3c\ub860 \uae08\ub9ac\uac00 \ub192\uc740 \uc2dc\uc810\uc5d0 \ub300\ucd9c\uc744 \ub9ce\uc774 \ubc1b\uc73c\ub824\ub294 \ubd84\ub4e4\uc740 \uc801\uaca0\uc9c0\ub9cc \uadf8\ub3d9\uc548\uc740 \ub300\ucd9c\ud55c\ub3c4\uac00 \ub098\uc624\uc9c0 \uc54a\uc544 \uc560\uba39\uc5c8\ub358 \uac83\uc744 \uc0dd\uac01\ud558\uba74 \ucd5c\ub300 5\uc5b5\uc6d0\uc740 \ub9e4\uc6b0 \ub9cc\uc871\uc2a4\ub7ec\uc6b4 \ud55c\ub3c4\ub77c \ud560 \uc218 \uc788\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-de349323-f96c-458c-a7b6-244b222806f5\">\u200b<\/p>\n\n\n\n<p id=\"SE-461e1b1b-268e-4b0d-90b6-1a3fb89ecc98\">4) \uace0\uc815\uae08\ub9ac \ubc0f \ub9cc\uae30<\/p>\n\n\n\n<p id=\"SE-9ed1b70a-2690-48b4-aeba-26753e3064ba\">\u200b<\/p>\n\n\n\n<p id=\"SE-45f50584-8a7c-4d44-82fe-c102920e6e3d\">\uac00\uc7a5 \uace0\ubbfc\ub418\uba74\uc11c \uae30\ub300\ub418\ub294 \ud2b9\uc9d5\uc774 \ubc14\ub85c \uae08\ub9ac \ubd80\ubb38\uc778\ub370\uc694. \uc5f0 4%\ub300 \uace0\uc815\uae08\ub9ac\ub85c \uc6b0\ub300\uae08\ub9ac \ubc18\uc601\uc2dc 3%\ub300\uae4c\uc9c0 \uae08\ub9ac\ub97c \ub0ae\ucd9c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubd80\ubd80\ud569\uc0b0 \uc5f0\uc18c\ub4dd 1\uc5b5\uc6d0 \uc774\ud558\uba74\uc11c \uc8fc\ud0dd\uac00\uaca9 6\uc5b5\uc6d0 \uc774\ud558\uc778 \uacbd\uc6b0 \uc6b0\ub300\uae08\ub9ac\uac00 \uc801\uc6a9\ub429\ub2c8\ub2e4. \ub610\ud55c \uc804\uc790\uc57d\uc815 \ubc0f \ub4f1\uae30, \uc0ac\ud68c\uc801\ubc30\ub824\uce35, \uc800\uc18c\ub4dd\uce35, \uc2e0\ud63c\uac00\uad6c, \ubbf8\ubd84\uc591\uc8fc\ud0dd \ub4f1\uc5d0\ub3c4 \uae08\ub9ac\uc6b0\ub300\ud61c\ud0dd\uc774 \ub354\ud574\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-15ee3ca8-96b2-4a5c-8cd4-67d398d029a0\">\u200b<\/p>\n\n\n\n<p id=\"SE-e251328c-4dbf-4698-a346-57bc875417d4\">\ub9cc\uae30\ub294 10\ub144, 15\ub144, 20\ub144, 30\ub144, 40\ub144 (\uc2e0\ud63c\ubd80\ubd80 \ud639\uc740 \ub9cc 39\uc138 \uc774\ud558), 50\ub144 (\uc2e0\ud63c\ubd80\ubd80 \ud639\uc740 \ub9cc 34\uc138 \uc774\ud558)\ub85c \uae38\uac8c \uac00\uc838\uac08 \uc218 \uc788\uc73c\uba70 \uc870\uae30\uc0c1\ud658\uc218\uc218\ub8cc\uac00 \uba74\uc81c\ub418\uc5b4 \uae30\uc874 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc744 \uac08\uc544\ud0c0\uae30 \uc88b\uace0 \uc77c\uc2dc\uc801 2\uc8fc\ud0dd\uc790\ub97c \uc778\uc815\ud558\uc5ec \uae30\uc874 \uc8fc\ud0dd\uc744 2\ub144 \uc774\ub0b4 \ub9e4\ub3c4\ud558\uba74 \uc774\uc6a9\uc774 \uac00\ub2a5\ud558\ub2e4. \uacb0\uad6d 1\uc8fc\ud0dd\uc790\ub3c4 \uc774\uc6a9 \uac00\ub2a5 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-81216745-210b-4834-8995-b34cf7bc00e5\">\u200b<\/p>\n\n\n\n<p id=\"SE-b8e5d958-7efc-4713-bcf1-04ceddb88c67\">5) \ub2e4\uc591\ud55c \uc6a9\ub3c4<\/p>\n\n\n\n<p id=\"SE-66745d9e-98ca-4020-93a0-bbe31ffc0c67\">\u200b<\/p>\n\n\n\n<p id=\"SE-550e1796-fc66-42b2-8db1-e70ff8864835\">\ud2b9\ub840\ubcf4\uae08\uc790\ub9ac\ub860\uc740 \uc0c8\ub85c \uc8fc\ud0dd\uc744 \uad6c\uc785\ud558\ub294 \uc6a9\ub3c4\ub294 \ubb3c\ub860 \uae30\uc874 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc744 \uac08\uc544\ud0c0\ub294 \ub300\ud658\ub300\ucd9c\ub3c4 \uac00\ub2a5\ud55c\ub370\uc694. \ub610\ud55c <strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff0000\" class=\"has-inline-color\">\uc804\uc138\ubcf4\uc99d\uae08\uc744 \ubc18\ud658\ud574\uc8fc\uae30 \uc704\ud55c \uc804\uc138\ud1f4\uac70\uc790\uae08\ub300\ucd9c\ub3c4 \uac00\ub2a5<\/mark><\/strong>\ud558\uc5ec \ud65c\uc6a9\ub3c4\uc758 \ud3ed\ub3c4 \ub113\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-777b4658-0f10-4c87-8e24-2e853e128302\">\u200b<\/p>\n\n\n\n<p id=\"SE-34941efe-2ea2-4f10-864a-29e41683dbc6\">6) DSR \ubbf8\uc801\uc6a9<\/p>\n\n\n\n<p id=\"SE-527059b3-487d-47ec-82fe-11f91600c7b9\">\u200b<\/p>\n\n\n\n<p id=\"SE-547c4472-8a67-4bf0-9aa7-c0d217934604\">\ucd1d\ubd80\ucc44\uc6d0\ub9ac\uae08\uc0c1\ud658\ube44\uc728\uc778 DSR \uaddc\uc81c\ub3c4 \uc790\uc720\ub85c\uc6b4\ub370\uc694. LTV(\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\ube44\uc728) 70%\uc640 DTI(\ucd1d\ubd80\ucc44\uc0c1\ud658\ube44\uc728) 60%\ub294 \uae30\uc874 \ubcf4\uae08\uc790\ub9ac\ub860\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc720\uc9c0\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:7px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<script async=\"\" src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7497080104188166\" crossorigin=\"anonymous\"><\/script>\n<!-- \ub514\uc2a4\ud50c\ub808\uc774 \ubc18\uc751\ud615 \uad11\uace0 -->\n<ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-7497080104188166\" data-ad-slot=\"8126404438\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-header-gradient-background-color has-background wp-element-button\" href=\"https:\/\/haruheal.com\/news\/3647\">\ud2b9\ub840\ubcf4\uae08\uc790\ub9ac\ub860 \uc790\uc138\ud788 \ubcf4\uae30 >><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-small-font-size\"><a href=\"http:\/\/m.site.naver.com\/14fCb\">&lt;&lt; \ub3cc\uc544\uac00\uae30<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc804\uc138 \uc138\uc785\uc790\uc640 \uc804\uc138 \uacc4\uc57d\uc774 \ub9cc\ub8cc\ub418\uc5b4\uc804\uc138\ubcf4\uc99d\uae08\uc744 \ub0b4\uc8fc\uc5b4\uc57c \ud560 \ub54c,\ub3cc\ub824\uc904 \ub3c8\uc774 \uc5c6\ub294 \uacbd\uc6b0 \ud65c\uc6a9 \uac00\ub2a5\ud55c \ub300\ucd9c\uc785\ub2c8\ub2e4. \uc804\uc138\ud1f4\uac70\uc790\uae08\ub300\ucd9c\uc774\ub780? \uc804\uc138 \uc138\uc785\uc790\uc640 \uc804\uc138\uacc4\uc57d\uc774 \ub9cc\ub8cc\ub418\uc5b4 \uc804\uc138\ubcf4\uc99d\uae08\uc744 \ub0b4\uc5b4 \uc8fc\uc5b4\uc57c \ud560 \ub54c, \ub3cc\ub824\uc904 \ub3c8\uc774 \uc5c6\ub294 \uacbd\uc6b0 \ud65c\uc6a9\uac00\ub2a5\ud55c \ub300\ucd9c\uc785\ub2c8\ub2e4. \ucc38\uace0\ub85c \uc804\uc138 \ud1f4\uac70 \uc790\uae08 \ub300\ucd9c(=\uc804\uc138\uae08 \ubc18\ud658 \ub300\ucd9c)\uc740 \uc0dd\ud65c\uc548\uc815\uc790\uae08 \ub300\ucd9c\uc5d0\uc11c \ud30c\uc0dd\ub418\uc5b4 \ub098\uc628 \ub300\ucd9c \uc0c1\ud488\uc785\ub2c8\ub2e4. \ub2e4\ub9cc, \uc0dd\ud65c\uc548\uc815\uc790\uae08 \ub300\ucd9c\uc740&nbsp;\uc9c0\uc5ed\ubcc4 LTV \ud55c\ub3c4&nbsp;\ub0b4\uc5d0\uc11c \ub9e4\ub144 2\uc5b5 \uc6d0\uc744 \ube4c\ub9b4 \uc218 \uc788\uc9c0\ub9cc (\uc9c0\uc5ed\ubcc4 &#8230; <a title=\"\uc804\uc138\ud1f4\uac70\uc790\uae08\ub300\ucd9c\" class=\"read-more\" href=\"https:\/\/haruheal.com\/news\/3037\" aria-label=\"Read more about \uc804\uc138\ud1f4\uac70\uc790\uae08\ub300\ucd9c\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[72,83],"tags":[353,354,355,352,351],"_links":{"self":[{"href":"https:\/\/haruheal.com\/wp-json\/wp\/v2\/posts\/3037"}],"collection":[{"href":"https:\/\/haruheal.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haruheal.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haruheal.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haruheal.com\/wp-json\/wp\/v2\/comments?post=3037"}],"version-history":[{"count":0,"href":"https:\/\/haruheal.com\/wp-json\/wp\/v2\/posts\/3037\/revisions"}],"wp:attachment":[{"href":"https:\/\/haruheal.com\/wp-json\/wp\/v2\/media?parent=3037"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haruheal.com\/wp-json\/wp\/v2\/categories?post=3037"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haruheal.com\/wp-json\/wp\/v2\/tags?post=3037"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}